Four of Pentacles Tarot Card Meaning

Upright and reversed interpretations, plus love, career, money and wellbeing readings.

In short

The Four of Pentacles is holding on — a figure clutching one coin to his chest, one under each foot, one balanced on his crown, with a city behind him he has his back to. Upright: security, saving, control. Reversed: letting go, or a grip that tightens further.

Correspondences

Suit
Pentacles
Element
Earth
Rank
Four
Signs
Capricorn, Taurus, Virgo
Decan
Taurus 20°-30°
Decan ruler
Saturn
Dates
May 11 - May 20
Golden Dawn title
Lord of Earthly Power

Taurus 20°-30° & tarot →

Four of Pentacles is part of the Pentacles suit in the Minor Arcana in the tarot deck. The Pentacles suit governs material matters, stability, and abundance.

▲ Upright Meaning

Saving money, security, conservatism, scarcity

The Four of Pentacles is the card of security and control - the holding-tight of resources, the saving and guarding of what one has, stability achieved and clutched. It is the conservative grip on wealth and possessions, the safety of accumulation, and the shadow of that safety: the fear of loss that can harden into miserliness and rigidity. To draw it is to be shown a relationship with security and control, and asked whether one's holding-on protects or imprisons. In the Rider-Waite-Smith deck a seated figure clutches one coin tightly to his chest, balances another on his crown, and pins two more beneath his feet, a town behind him - he holds all four pentacles, gripping every one. The clutched coin is the protective hold on wealth; the coin on the head and those underfoot show possessions held with the whole body, nothing let go; the rigid posture is security maintained at the cost of openness. He is safe - and closed, holding so tightly that nothing can flow in or out. As a Four, it carries the numerology of stability and structure - the square, the firm foundation, here the consolidation and guarding of material gains. The Marseille pip, read by number and element, speaks of earth made solid and fixed, resources held in stable order. Four is structure and security; in the earthy suit it becomes the holding-tight of wealth - stability achieved, and the temptation to grip it so hard that it cannot grow. The esoteric traditions title it Power - the Sun in Capricorn, the Sun's vitality in the ambitious, consolidating earth of Capricorn, worldly power secured and held. Crowley's Thoth Four of Disks shows a fortress of disks, security built into a stronghold. Etteilla and the cartomancers read it as the holding of possessions, security, sometimes avarice, and the consolidation of material position. The common thread is security and control - stability held, with the shadow of grasping never far away. In a reading the Four of Pentacles counsels the establishment of security while warning against the rigidity of grasping too tightly. It favours saving, financial stability, the protection of resources, and the consolidation of gains; it warns when holding-on has become fear, possessiveness, or an inability to let wealth circulate. Its Sun-in-Capricorn quality of secured power resonates with the settled, stable energy between the waxing phases. It reminds the querent that some security is wise and necessary - and that wealth held too tightly cannot grow, give, or bring joy, for a closed hand can neither receive nor bestow.

▼ Reversed Meaning

Over-spending, greed, self-protection, hoarding

Reversed, the grip loosens - for better or worse. At its healthier pole, the reversal marks generosity and release: opening the closed hand, letting wealth circulate, releasing the fear of loss, spending or giving where the upright card hoarded. The querent learns to hold resources lightly rather than clutching them. At its harder pole, the reversal can mark the loss of security - resources slipping away, financial instability - or, conversely, materialism and greed intensifying past all reason. The corrective is balance: hold enough for genuine security but open the hand enough to let wealth flow, give and receive freely, and root one's sense of safety in something deeper than the tightness of one's grip on possessions.

Reading it reversed

Reversed, the grip changes. The main and favourable reading is release — generosity, spending, or opening up after a period of holding. The second is the opposite: control tightening into genuine miserliness or possessiveness. Readers disagree about which is primary, so the surrounding cards decide; with the Devil, read the second, with the Empress or Six of Pentacles, read the first.

When Four of Pentacles has come up

Each daily reading places this card against the sky on that date — the moon's phase and the transits running that day.

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Four of Pentacles in context

Love & relationships

Guardedness, or a relationship held tightly enough to restrict it. Reversed, opening up, or possessiveness worsening.

Career & work

Job security prioritised over everything, or a role held onto past its usefulness. Reversed, taking a risk, or rigidity hardening.

Money

Saving, and the point at which saving becomes hoarding. Reversed, spending, or financial control tightening.

Health & wellbeing

Physical tension from holding on. Reversed, either relaxing or gripping harder.

Quick reads

Yes or no?

Yes for security, no for anything requiring change.

As feelings

Guarded, possessive, or afraid of loss. Feelings held rather than expressed.

As advice

Notice what the grip costs. A person in that posture cannot use their hands for anything else.

Across the traditions

TraditionNameNote
Rider-Waite-SmithFour of PentaclesThe 1910 deck this site illustrates
MarseilleDeniersCoins / Deniers
ThothFour of DisksCrowley & Harris, 1969
Playing cardsDiamondsThe suit this became in the 52-card deck

Numerology. Stability, and the risk that stability has become stasis.

Four of Pentacles with other cards

Pairs change what a card is asking. These are the combinations that most often shift the reading.

Common questions

Is the Four of Pentacles about greed?

About holding on, which is not always greed. Sometimes it is fear, and the card is more sympathetic to that reading than most books allow.

Why is the city behind him?

He has his back to it. Security has been chosen over participation.

What does the Four of Pentacles reversed mean?

Usually letting go — but occasionally the opposite. Check the neighbours.

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Four of Pentacles in the sky